| SMART JOURNAL OF BUSINESS MANAGEMENT STUDIES | VOL. 17 | NO. 1 | PAPER 2 | 
  
   
    | 10.5958/2321-2012.2021.00002.6 | 
    AN EXPLORATORY STUDY ON INCREASE OF TRANSACTIONS WITH THE USE OF DEFERRED PAYMENT FACILITIES | 
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    | Priyanka Joe* 
and
 Nitika Malhotra** | 
  
    | *     Mount Carmel College(Autonomous), Bangalore, India | 
    | **     Mount Carmel College(Autonomous), Bangalore, India | 
 
 
 
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    | The study aimed to evaluate the increase of successful transactions, with the use of deferred payment facilities on e- commerce portals. Smaller scale money organizations target those who need financial help. The result showed that 70% of people were aware of the deferred payment industry in India. It was also observed that there was significant relationship between customers, who used deferred payment facilities on e- commerce sites and applications. The future research can focus on the impact of deferred payment facilities on different age groups and to develop a model for the convenience of increasing the transactions of deferred payment on e-commerce portals. | 
  
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